Scheme types

Build to rent finance by scheme type

Every scheme type is positioned, built and underwritten differently. We know which lenders back each one.

Build to rent lending is income-led, and each scheme type is funded on its own tests by its own set of lenders. A multifamily apartment block turns on stabilised net operating income and the gross-to-net. Single-family housing turns on density, build cost and rental yield across the units. Co-living turns on operational intensity and the operator covenant. Regeneration, mixed-use and commercial-to-residential conversion turn on planning, phasing and the route to a stabilised, income-producing asset. We arrange finance across every scheme type below, matching each scheme and developer to the lenders that actively back it.

multifamily block finance

multifamily block

We arrange development and investment finance for purpose-built multifamily apartment blocks across the UK build-to-rent sector. This is business lending against a development scheme and its stabilised income, not a personal mortgage.

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single-family housing finance

single-family housing

We arrange development and investment finance for single-family housing build to rent: whole streets and estates of houses built to let to families. This is business lending against a development scheme and its rental income, not a personal mortgage.

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co-living scheme finance

co-living scheme

We arrange development and investment finance for co-living schemes: compact self-contained studios with extensive shared amenity and services, run by a single operator. This is business lending against a development scheme and its operational income, not a personal mortgage.

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mixed-use scheme finance

mixed-use scheme

We arrange development finance for larger regeneration and mixed-use schemes that combine build-to-rent with commercial, retail and public realm. This is business lending against a phased development, not a personal mortgage.

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conversion scheme finance

conversion scheme

We arrange conversion, bridging and development finance for commercial-to-residential schemes that turn offices and retail into rental homes. This is business lending against a refurbishment-led development, not a personal mortgage.

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modular scheme finance

modular scheme

We arrange development finance for modular and modern methods of construction build-to-rent schemes: offsite-manufactured homes installed and let at speed. This is business lending against a development scheme, not a personal mortgage.

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affordable scheme finance

affordable scheme

We arrange development and investment finance for affordable and mid-market build-to-rent: discounted-market-rent and affordable rental homes, often with a registered provider or via Section 106. This is business lending against a development scheme, not a personal mortgage.

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prime BTR scheme finance

prime BTR scheme

We arrange development and investment finance for prime build-to-rent: high-specification rental in central city and London locations at the keenest yields. This is business lending against a development scheme and its stabilised income, not a personal mortgage.

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Funding a build to rent scheme?

Whatever the scheme type, send us the outline and we will tell you what is fundable and on what terms.